A group of elements is a set of elements arranged by a group particle (all, choice or sequence), which is then referenced in the model by various elements.
A group - is created independently, without a parent element, and can be reused multiple times by elements, complex types or other global groups, through references. In a schema, it is directly linked to the <schema> tag (root element). See Creating a group.
A reference to a group - is created within an element, complex type or global group, and makes the referenced group available to its parent. See Creating a reference to a group.
For example:
The descriptionLines group is reused in the definition of the product element by clicking the sequence group particle (S) with the Toolbox Group tool. The Reference property of the referencing group property sheet is then set to descriptionLines.
In the generated XSD file, the group is first declared with the <group> tag and then reused through a reference (ref) set to descriptionLines: