Manage Accounts

The Manage Accounts option provides a wallet, which you can use to set up electronic-payment instruments, such as bank accounts and credit cards. Neither a bank account nor a credit card is required. When you create an account, a stored value account (SVA) is set up automatically as your primary payment instrument. However, you can select either a bank account or a credit card as your primary payment instrument. You can use any payment instrument in your wallet to pay bills, but your primary payment instrument is used for person-to-person payments.

Customer support agents can deactivate payment instruments. When a payment instrument is inactive, it appears in the list of accounts, but you cannot edit the information. You can remove an inactive payment instrument from your list of accounts.

• Bank Accounts
  The Bank Accounts option lets you add one or more bank accounts to your wallet. You can select any bank account in your wallet as your primary payment instrument. You can also edit or remove a bank account.
• Credit Cards
  Use the Credit Cards option to add one or more credit cards to your wallet. You can add and remove credit cards from your wallet, but only a customer-service representative can make changes to your credit card information.
• Stored Value Account
  Use the Stored Value Account option to add funds to your SVA from a bank account or a credit card in your wallet. You can also transfer funds from your SVA to a bank account in your wallet.
• Offline Stored Value Accounts
  Offline stored value accounts are similar to SVAs, but stored directly on the mobile phone. You can perform the usual operations, such as adding and withdrawing funds, and viewing the current balance and transaction history. Unlike a regular SVA, you can have more than one offline SVA.
• External Accounts
  Use the External Accounts option to add this type of payment instruments to your wallet. You can send money from external accounts to third-party bank accounts that you do not own. If an external account is your primary payment instrument, you can send money from it to any third-party account holders.