When users (or the admin user who is logged in under a user’s name) log in to M-Business Server, they see the Personal mode interface.

The navigation panel in Personal mode begins with a "Channel List" option, but it contains no Group Admin options.

In Personal mode, users perform basic account management. In Personal mode, users manage their group memberships, add themselves to optional groups, and perform other tasks associated with using M-Business Server in conjunction with M-Business Client.