Mobiliser is a fully integrated system with a back-end database, a set of application
services as a middle-tier, and a front-end Web application for configuration, management and
utilization. It is based on the Open Services Gateway initiative (OSGi) modular
architecture. These services provide mobile-commerce solutions to financial institutions,
mobile operators, and merchants, enabling mobile users to bank, buy, pay, and remit money
using a mobile device.
Mobiliser Services
- Banking – allows customers to use their mobile phones as microbanks, serving
all basic banking services that demand instant information; for example, to
inquire about account balances, configure notifications on account activity
or threshold alerts, and manage accounts..
- Payments – enables consumers to make domestic peer-to-peer (P2P) payments to
both known and unknown customers, make remote and proximity purchases at
various merchant acceptance points, pay bills, and repay loans.
- On-device charging – provides the capability to store sensitive data, such
as stored-value account (SVA) balances on a smartphone, which can interact
with external systems through near-field communication.
Mobiliser Core
The core components are:
- Messaging framework – provides the ability to send correspondence to
customers.
- Preferences – standard mechanism for application configuration.
- Persistence layer – stores and retrieves information from database
systems.
- Events – components have individual requirements for responding to specific
states that may occur during the life cycle of requests and
transactions.
Mobiliser Database
The database captures and stores data for:
- Customers – names and phone numbers, PINS and passwords, and payment
instruments.
- Payment instruments – instrument types, restrictions, booking, and
settlement modes.
- Transactions – types, success or failure, authentication, and the life cycle
of transactions.
- Fees – payers and payees, fee types, amounts, exchange rates, and
currency.
- Limits – daily, weekly, and monthly limits, and total debits and
credits.
- Invoices – payable invoices, amount due, currency, status, and due
date.
Operations Dashboard
Partners, agents, and merchants can monitor and manage servers in a deployment;
manage and administer preferences; track system-level details; and control jobs.
Documented in Administrator > Application Services (Mobiliser)
Administration.