Use the Restrictions option to configure rules that restrict transaction processing for a payer or payee, based on the transaction history. Therefore, restrictions first determine whether a restriction applies to the current transaction, then accumulates historical transaction data and checks the historical transaction data for restriction violations.
Restrictions cannot be configured for individual customers, but always apply to all customers from a certain organizational unit and risk category. For example, any customer can make only one person-to-person payment per day.
Each restriction has a set of rules that define the actual restriction:
- Minimum and maximum transaction amount for the current restriction
- Time frame such as minutes, hours, days, weeks, and years
- Maximum number of transaction per time frame
- Maximum transaction sum per time frame
- Currency rules for converting currencies from the standard used by one country to the standard used by another country
Restriction rules are linked to restriction groups and always contain the currency.
Note: If a restriction group doesn't exist, then a restriction group must be added
before adding a restriction and restriction rule to it.
