Sybase Money Mobiliser provides a state-of-the-art mCommerce solution to the market
that allows anyone with a mobile phone to pay, buy, bank and remit money.
Money Mobiliser provides solutions so that financial institutions can extend their
interaction with customers and capitalize on the following mobile business channels:
- mBanking – allows end-users to use their mobile phone as a micro bank, performing basic
banking tasks where instant information is important, for example, manage
accounts, check account balances, and configure notifications to receive
account activity or threshold alerts.
- mPayments – enables end-users to make domestic person-to-person (P2P) payments to known
and unknown beneficiaries; make remote and proximity purchases at various
merchant acceptance points, pay bills, and repay loans.
- mRemittance – enables end-users to send money across borders to an intended beneficiary,
manage friends-and-family lists, buy a remittance voucher online at an agent
or in any retail location, and initiate money transfers from an agent
location, a wallet, or a bank/credit card account.
- mTopUp – empowers end-users to top up airtime on their own or any other mobile phone,
share airtime within a network, and transfer airtime across borders,
directly from their handset or via automatic rules paying electronically
from home, in the street, or from a merchant paying with cash.
Web Server Front Ends
For consumers:
- Consumer Signup Portal – know your customer (KYC) details collection and
one-time password (OTP) generation
- Consumer Self-Care Portal – self-care, account management, bill
payments.
For partners, agents, and merchants:
- Customer Support Portal (CST)
- Distribution Partner Portal – self-care, customer service, and agent
management
- Operations Dashboard – monitor and manage servers in a deployment; manage
and administer preferences; visualization for application level trackers;
track system level details; and jobs control
Authentication Services and Security
Mobiliser allows the definition of multiple business roles; you can configure almost
all roles (customer types). Money Mobiliser comes with a set of pre-defined business
roles.
In the standard setup the identification, authentication, and authorization is
managed by the Mobiliser but can be delegated to other systems, for example, LDAP.
The list of privileges assigned to the user must include the privileges required for
the context and the service and potentially additional privileges check by the
business logic of the service.
Event Management
You can create and management events for different scenarios including transaction
processing, customer registration, database triggers, and external sources. Some
common events include:
- Sending of transaction notifications through e-mail or SMS.
- Transfer of successfully finished transactions in to the Account Management
System (AMS).
- Calculation of loyalty points for transactions.
- Sending of welcome e-mail messages after successful customer
registration.
- Forwarding transactions to an offline AML system (anti-money
laundering)
Job Scheduling
You can schedule cron jobs and periodic tasks.
- Cron jobs can execute at specific times of the day or at specific days in a
month. Start times and dates are configured in the database. You can create
cron jobs for such tasks as sending reminders to a customer when a credit
card is about to expire, or for retrieval of exchange rates from an external
data source.
- Periodic tasks can be executed on a more frequent basis or configured by an
execution interval. You can create periodic tasks to scan for and clean up
stales transactions, or to scan for and cancel expired authorizations.
Reporting
- Based on Java Reporting Component (JRC) and Crystal Reports Viewer SDK
- Several out-of-the-box reports
- Online reports (ad hoc) and asynchronous reports (batch)