Fees

Fees and commissions are calculated for payers and payees in financial transactions, per subtransaction. However, fees and commissions are processed differently: fees are applied and charged during transaction processing; commissions are collected and settled offline in batch mode.

• Fee Types
  Agents use the Fee Types option to configure applicable fee types for payers and payees. For each financial subtransaction, fees are calculated, applicable fee types for payer and payee are determined, and the scale used for the customer (payer or payee) is found. Scales are connected to fee types through fee sets.
• Fee Type Use Case Configuration
  Use cases provide a set of requirements for processing financial transactions, such as merchant payments, bill payments, or commission settlements. A fee-type use case configuration identifies the fee type, based on organizational unit and payment instrument for both the payer and the payee. A use case is linked to one or more fee types.
• Fee Sets
  Fee sets are incremental: agents can apply as many as three fee sets to a single customer, customer type, or organizational unit. For each fee type, fee sets that apply to a customer have the highest priority, followed by fee sets that apply to the customer type, and fee sets that apply to the organizational unit.