Near-field communication (NFC) technology establishes radio communication between two devices that are in close proximity. On-device charging (ODC) provides the capability to store sensitive data, such as stored-value account (SVA) balances, on a smartphone, which can interact with external systems through NFC.
ODC services are exposed through the Mobiliser Platform service framework, and include authentication, authorization, and auditing. ODC libraries are embedded into Smartphone Mobiliser and integrated with an ODC PhoneGap plug-in.
In the Money Mobiliser Consumer Portal, you can create, and activate or deactivate an offline SVA. You can view the current balance, and add or withdraw funds. If you create a merchant-specific offline SVA, you can use its funds to purchase goods and services at that merchant's acceptance points, and you may receive discounts on purchases.
The Smartphone Mobiliser user interface contains an ODC option, which when selected, displays your ODC wallet with offline SVAs that are available without logging in to the server. For each SVA, you can view details, such as the current balance, subscriptions, and recent transactions. To view all transactions, you must log in to the server. To secure your SVAs, wallets remain active for a configurable amount of time before they automatically deactivate.