Payments Mobiliser allows consumers to transfer funds using a
mobile device.
Consumers can transfer funds between payment instruments in their wallet, for example,
from a credit card to a bank account. They can also transfer money from their
stored-value accounts (SVAs) to:
- Another user’s SVA. A consumer enters the recipient's MSISDN, the amount, and
optionally, reference text in the message field. A summary of the transaction
appears; the consumer must confirm the transaction before it executes.
- An unregistered consumer, without an SVA. The recipient is informed via SMS that
money is being sent, and an SVA is generated for the recipient's MSISDN. The
recipient's account is activated when he or she initially logs in to the
Consumer Portal.
- A preconfigured buddy, which you can configure in the friends list. Friends
lists enable consumers to manage their beneficiaries for peer-to-peer (P2P)
transfers, remittance, airtime transfer, and airtime top-up transactions. The
list stores the MSISDN, the name, and nickname of each participant.
- A bank account. This requires the user to enter details of the destination bank
account, and the amount to be transferred. The transaction is executed after the
sender confirms the transaction. You can create bank account lists to avoid
entering account details for every transfer request.