| Banking Mobiliser | Allows customers to use their mobile phones as microbanks,
                                    serving all basic banking services that demand instant
                                    information; for example, to enquire about account balances,
                                    configure notifications on account activity or threshold alerts,
                                    and manage accounts. | 
| Payments Mobiliser | Enables consumers to make domestic peer-to-peer (P2P)
                                    payments to both known and unknown customers, make remote and
                                    proximity purchases at various merchant acceptance points, pay
                                    bills, and repay loans. | 
| TopUp Mobiliser | Enables consumers to top up their own or another mobile
                                    phone, share airtime within a network, and transfer airtime
                                    across borders directly from their handset, and pay
                                    electronically from any location, at home, or in the street, or
                                    to pay by cash in a shop. | 
| Remittance Mobiliser | Allows consumers to send money across borders to an intended
                                    beneficiary, manage friends lists, buy remittance vouchers
                                    online, from an agent or any retail location, and initiate money
                                    transfers from an agent location, a wallet, or a bank-card
                                    account. |