Money Mobiliser

Money Mobiliser provides a framework to implement business-to-customer solutions.

• NFC Closed-Loop Payments - Offline SVA
  Near-field communication (NFC) technology establishes radio communication between two devices that are in close proximity. On-device charging (ODC) provides the capability to store sensitive data, such as stored-value account (SVA) balances, on a smartphone, which can interact with external systems through NFC.
• Credit and Debit Interest Calculation for Stored Value Accounts
  Calculated interest can be applied to balances on stored value accounts in the same way interest is calculated to balances on regular bank accounts. Interest is calculated for each SVA based on the balance at the end of every calculation period. Various interest schemes can be configured and grouped into products; products can be mapped to an SVA based on the organizational unit, customer type, and payment instrument type.
• SEPA Payment Support
  Single Euro Payments Area (SEPA) is an initiative of the European banking industry allowing customers to make and receive non-cash euro payments anywhere using a single bank account and a single set of payment instruments. Therefore, SEPA makes payments throughout Europe as easy, cheap, secure as making national payments.
• Auditing Support
  Auditing support allows for the logging of security-related events, confidential data, and configuration data changes. Whenever a service or application is acting as part of the platform infrastructure, read access to the platform's confidential data is logged.
• OData Application Support
  Mobiliser Platform allows automatically exporting existing create, read, update and delete (CRUD) operations through the OData if some extra metadata is added to the Java Architecture for XML Binding (JAX-B) data transfer objects (DTOs). Additionally, customizations can now expose their CRUD services as OData by adding additionally metadata to the service contract description. The OData proxy is implemented by using OData4J library, which is responsible for communicating with OData service to send CRUD requests. OData is being used to expose and access information from a variety of sources including, but not limited to, relational databases, file systems, content management systems and traditional Web sites.
• Account Lifecycle Management
  Account management services to support the deletion of personal data via a maker/checker process have been included. The personal data for a deactivated customer is flagged to indicate that the personal data is to be scrambled instead of physically deleting. Therefore, any personally identifiable information is to be overwritten with random text in order to delete the customer record from the system.
• Service Packages and Terms and Conditions
  It is now possible to manage service packages and terms and conditions for end users. Service packages are a way to enable / disable features for a specific type or class of customers. Terms and Conditions are checked when the customer logs in and can be updated at any time, not only when the user signs up for the service.